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heelots
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Looking for opinions Nov 29, 2022 2:27:13 GMT -5 via mobile sweetplumeria and mirrororchid like this

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Post by heelots on Nov 29, 2022 2:27:13 GMT -5

Kids are all grown and on their own. Wife has no advanced education and makes less than $15 an hour. I am degreed at an MS level and use to pay virtually everything.

All that changed a year ago. I lost my job, am now almost 61 and have had no luck getting even a low paying job in my field. I do have health issues and decided several months ago to file for SSD which I did in early Oct. I hope I am approved for SSD within the next 60 days. For the last 4-5 months I have been borrowing against my home equity line at the bank to cover all utility bills and home and auto insurance. The wife makes just enough from her job as a school Para to only cover health insurance for the family.

northstarmom
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Looking for opinions Nov 29, 2022 12:08:46 GMT -5 worksforme2 likes this

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Post by northstarmom on Nov 29, 2022 12:08:46 GMT -5

heelots, have you considered selling your house? The market is good now. Could you then divorce and split the profits and each then move to more modest living spaces? Ac heaper town, a rental, a different country?

heelots
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Looking for opinions Nov 29, 2022 16:25:30 GMT -5 via mobile

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Post by heelots on Nov 29, 2022 16:25:30 GMT -5

Nov 29, 2022 12:08:46 GMT -5 northstarmom said:

Selling the house is not something I would consider, but I can see where that would provide part of a path to resolution for a lot of people.

h
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Looking for opinions Dec 2, 2022 11:35:47 GMT -5

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Post by h on Dec 2, 2022 11:35:47 GMT -5

Nov 29, 2022 16:25:30 GMT -5 heelots said:

Nov 29, 2022 12:08:46 GMT -5 northstarmom said:

Selling the house is not something I would consider, but I can see where that would provide part of a path to resolution for a lot of people.

I'm in a similar position. I couldn't sell our house without taking a huge loss on it. The housing market tanked in my area due to a couple big new housing developments keeping demand low. On top of that, our house needs some major upgrades to make it even sellable and we can't refinance to cash out some equity to do the repairs because the value has dropped to barely over what we still owe. Our house is a long haul investment with no hope of a quick turnover. The best I could do is refinance it alone and have her take her name off the deed and then the mortgage freeing her from the responsibility while taking on a longer term loan solo.

Bits of me are dying but others are growing. One step at a time.

sweetplumeria Full Member Posts: 388 Age Range: 46-50	Looking for opinions Dec 3, 2022 4:59:45 GMT -5 via mobile Quote Select Post Deselect Post Link to Post Member Give Gift Back to Top Post by sweetplumeria on Dec 3, 2022 4:59:45 GMT -5 You might chat up ironhamster. He had some issues with alimony but I don't remember the details.

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Looking for opinions

Post by heelots on Nov 29, 2022 2:27:13 GMT -5

Post by northstarmom on Nov 29, 2022 12:08:46 GMT -5

Post by heelots on Nov 29, 2022 16:25:30 GMT -5

Post by h on Dec 2, 2022 11:35:47 GMT -5

Post by sweetplumeria on Dec 3, 2022 4:59:45 GMT -5

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