Stock Throwdown

For teh rookies...

"caps" stands for "Capitilzation".
Market capitalization.

How much the market (stock buyers) are currently willing to pay for a company.

Determined by # of shares x share price.

When they say a company is worth X Billion dollars, this is how it is calculated and you declare a company a small- mid- or large- "cap" based on whether it is above or below arbitrary numbers defining which category a company is in.

Just think if the story of the garden of Eden 
was to have taken this turn..I'm sure the ladies 
would be happy if the man got the bad rap...

Scrolling quickly - i could not find source- but THANK YOU - to who ever of you tipped Nvidia - thanks! And, THANKS!
Also, I’ve made bank on Royal Caribbean buying during the Covid slump uncertainty.
And, some others - i just dabble tiny RobinHood fractions but based in large part on you guys im up 45%%%%
I wish i had sunk real money - though dont have the gonads for that - lol
I wish i had listened to ironhamster on the snapchat no go - why why is that not profitable? That is basically the primary SM of everyone i know - we like that it’s temporary and more controllable/accountable on who sees what.
Oh! 2 yrs ago i got Dogecoin - wow! Finally made my money back +
Y’all got any stock crumbs to throw out today? 💰🩷 im feeling lottery lucky 🍀

If you want to dip your toes in Cryptocurrency, I bought about $300 a while back. Another $100 when the price dropped a third. It's doubled since that pullback.
That $800 is enough for me. If Crypto is ever to be meaningful= it'll need to go on an absurd tear and I don't know that it will.
If it does, I don't want to kick myself that I didn't buy any.
I bought Bitcoin and Ethereum through Paypal. They can manage your cryptocurrency wallet for you. If Paypal screws up, I figure anyone would and crypto isn't safe to invest in anywhere

CDs are clocking in at 4.5%.
If we get a recession, that'll be a pretty good return with negligible risk.
Cash positions aren't all bad and if the market drops? It'll be great to beat the market that way.
Want to take a risk that we get a recession and rates drop? Bond funds will amplify that change. Problem is, if rates rise, your bond fund sinks.

My picks do fairly well, but it can take a while for the Wall Street Whales to notice what good value my stocks hold in terms of dividend yield with strong balance sheet (assets versus liabilities).
Nothing exciting about it and you can get nervous as it meanders sideways for years.

I am invested in:
MBNKP Medallion Bank
UG United Guardian (Pharma, Cosmetics, and Chemicals)
ITRN Ituran (Vehicle location Tracking and Recovery)
MSB Mesabi Trust (Steel)

If you lose money on them, so did I.
Lots of others, but these four look the best when I look at numbers. I favor dividends.
Hot picks with massive gains will have to come from IronHamster.

The drawback to high yield accounts is that if rates drop to head off a recession, those accounts can switch on a dime.
The liquidity (easy access to your money) is an obvious plus, but as the stock market takes a year or two to break even, you can have grown your savings 4.5 or 9% depending on how long you can afford to wait.

iBonds are a hedge against inflation if you grow concerned about that. I wouldn't, personally. Powell crushed inflation quickly in 2023 because he didn't allow the Fed to do so in 2022 due to pledges not to raise interest rates. He's under no such promise now. 
Trump may want higher inflation. People think inflation is the boogeyman, but both Clinton and Reagan saw 4% inflation regularly throughout their economic booms and no one complained. Barack Obama saw the economy claw it's way pout of it's mud pit at less than 2% inflation and no one was happy about it. If Trump has any decent political economic advisers, they'll be telling him to ignore the 2% ceiling the Fed claims as its sweet spot. 4% inflation isn't necessarily going to help iBonds be a better deal. (They come with lower interest to pay you less since they take on inflation risk.)

Ironhamster refers to "laddering". That is buying CDs that mature in 1,3,6,9,12,15, 18, 24 months, like rungs on a ladder, up up up.) When they mature, buy 2 year CDs with the money if you don't need it. Every 3 months money is coming available but you don't risk having to withdraw it early if you hit a financial snag. If high rates last long enough, you have everything in 2 year CDs but one is always 90 days away or less. Laddering.

Six speculative possibilities.
Google. Some of the best minds on the planet have a credible AI engine in current use that people already use since Gemini gives a results summary at the top of every search now. his gives them a lot of data with which to train it and make it better than ChatGPT or Perplexity.

Facebook - Just as Google has lots of users giving them data. Facebook has a captive audience of people throwing their lives away showing each other pictures of perfect vacations ad happy blissful moments that are better than yours. They can contour their AI efforts to fit their billions of users better on a personal level than perhaps any other contender.

Nvidia - They seem to have the momentum generating processors that will power the efforts of AI companies. They sell shovels during this IT gold rush.

AMD ad Intel - If Nvidia stumbles, these two may pick up the pieces. I have small stakes in them and hey already paid decent returns.

Tesla - Too expensive, but if they master Auto-driving? People may think they like driving, but they'll get over it and there is a healthy contingent who will give it up when their insurance plummets because insurers need not figure out who is texting and who isn't. Text away. Tesla has the wheel.
Buy a little.
The P/E is insane, but Tesla may grow into it and you'll get left behind. Don't have NONE. If it drops 20-30 percent buy a little more. (Dollar cost averaging) Some teenagers will see no future in even learning to drive;. Licenses may not be needed for Tesla owners, why get one? Solid state batteries are ahead and will make electric cars take less time to refuel than gas cars (Electric cars will rarely drive t a fuel station. You need to include travel time for gas cars to get gas in total refueling time. That part counts.)

You have a rare trait among women. Risk tolerance. Many women would not sleep well watching the value of their portfolios rise and fall, even if in any seven year period their growth was higher than any stable option could give them.