What more can be said?

There is no "consequence free" decision to be had in life.
There is no "consequence free" non-decision to be had in life either.

Whatever decision (or choice) you make - or do not make - will produce consequences. And like it or not, you own that consequence.

This is the harsh reality of life.
No-one gets a pass on it.

What you DO get is the right to review your decision / non-decision and the consequences that ensued from it, and you DO get the opportunity to change your decision. You pick up that opportunity, or you don't.

Brother thebaffledking for example .
He made a radical decision a while back.
The consequences of that are now emerging.

Sister elle likewise made a radical decision not so long back.
The consequences of that are now starting to emerge.

And, there'd be others who (at the time thebaffledking and elle made their radical choices) chose to continue on in their status quo.
And the consequences of that choice continue.